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There’s no perfect way to transfer possession of your digital assets to your loved ones after you’re gone. But there are things you can do now to make the process easier for them.
What the report found The FIDO Alliance — the industry group behind the passwordless authentication standard — released its State of Passkeys 2026 report in May, based on research across 11,000 consumers and 1,400 enterprise decision-makers in ten countries. A few numbers stand out: passkeys now see a 93% sign-in success rate compared to 63% for passwords, and average sign-in time drops to roughly 8.5 seconds versus over 30 seconds for password-based logins. Awareness has also jumped to 90% of consumers, with about 5 billion passkeys now active worldwide. The security case is the more important one. Passkeys are built to be phishing-resistant by design — unlike a password, there’s no shared secret that can be typed into a fake login page, because the credential is cryptographically tied to the real site and your device. That’s a structural fix, not a behavioral one — it doesn’t depend on you spotting a scam email, which is precisely where most password-based breaches start. Why adoption still lags Here’s the more interesting number: even among organizations that have rolled out passkeys, the majority still keep passwords running in parallel as a fallback, and a large share of individual users still don’t use passkeys everywhere they’re offered. The barrier at this point isn’t awareness — it’s habit. People default to what’s familiar, even when the safer option is one tap away. The practical takeaway Most major platforms — Google, Apple, Microsoft, and a growing list of banks and retailers — now offer passkeys as a login option, usually sitting quietly in account security settings labeled “passkey” or “sign in without a password.” The action worth taking today: pick your two or three most important accounts (email first, since it’s the recovery path to everything else) and set up a passkey where it’s offered, instead of waiting for a breach to force the decision. Passkeys aren’t foolproof — device loss and account-recovery flows are still an active area of security r